The meaning and story of Benjamin Gibbard's song "Farmer Chords" revolve around feelings of inadequacy and the challenges of unrequited love. The protagonist acknowledges that they cannot match up to their romantic interest and that this fact is widely known among their peers. The lyrics describe a sense of inferiority and uncertainty, referring to the fear that continues to intensify with each passing year. This fear, which seems to have a life of its own, represents the protagonist's insecurities and doubts about their worthiness and ability to compete with the person they desire. In an attempt to convey their feelings, the protagonist mentions offering "farmer chords," which implies simplicity and modesty in their musical compositions. These modest chords serve as a metaphor for their attempts to express their emotions through simple and honest language. The protagonist acknowledges that these gestures may not be grand or extraordinary but hopes that their romantic interest will find solace and familiarity within them. They envision their love interest being able to sing or whistle the song alone, finding comfort in the familiarity of their words. The lyrics imply that even if they are physically distant, their feelings and yearning will remain present, bridging the gap between them. Overall, "Farmer Chords" portrays the protagonist's self-awareness of their own limitations and their longing for a connection with someone they believe is unattainable.
