The song "Bad Tho" by Eric Bellinger and Chase N Cashe is about a woman who is confident, independent, and strong-willed. The song praises the qualities and attributes of this woman, referring to her as "bad" in a positive way. The lyrics describe how the woman treats the narrator well, is loyal, and supports him. Despite being from different backgrounds, she understands and respects his lifestyle and treats him with kindness. The lyrics also highlight her intelligence, determination, and ambitious nature, stating that she works hard and always has money on her mind. The song portrays the woman as someone who doesn't tolerate men who disrespect her. She is assertive and not afraid to say "no" to unwanted advances. The lyrics suggest that she is confident and has high standards, demanding respect from those around her. The second verse sung by Eric Bellinger expresses his infatuation with this woman. He suggests that their physical intimacy is passionate and describes her as the best he's ever had. Despite difficulties in their relationship, he values her and sees her as a real and genuine person, unlike others who may be fake. Overall, the song celebrates the qualities of a strong and self-assured woman who is not afraid to stand up for herself. It also highlights the connection and chemistry between the narrator and the woman, ultimately expressing admiration and affection for her.