"Say I Love You (괜찮나요)" by JAMIE is a heartfelt ballad that expresses the complexity of emotions in a relationship. The lyrics depict the struggles and insecurities faced by the singer, who finds even simple things difficult and fears making mistakes in love. The song starts by acknowledging that easy things are hard for the singer, including love. They express their feelings freely, but their heart doesn't respond the way they want it to. They constantly feel scared and anxious, doubting themselves and their ability to handle love. Despite these difficulties, they question if it's okay for them to feel this way. The chorus then highlights the singer's desire and need for their love interest. They confess their love and express their longing to be with them, unable to say anything and unable to stop themselves from shedding tears. The singer admits their shortcomings and feels sorry for causing pain due to their own struggles. The lyrics continue to show the singer's vulnerability and their plea for understanding and acceptance. They express their inability to give their heart fully due to their past wounds and numerous tears. They apologize for being the way they are and feeling sorry for causing trouble because of their emotional baggage. The bridge suggests a change in the singer's emotions. Their cold heart feels like it was illuminated by the presence of their love interest, like a star. They express the hope for their emotions to flow freely again and for their love interest to make them feel alive once more. In the final chorus, the singer reiterates their feelings of love and the need to be with their love interest. They confess that they cannot hide their emotions anymore and emphasize that they cannot go on without them. The song concludes with a plea for their love interest to stay with them. Overall, "Say I Love You (괜찮나요)" explores the insecurities, fears, and longing that can arise in relationships. It conveys the singer's struggle with expressing their emotions and their desire for acceptance and love.