The song "No Money Down" by Dave Edmunds tells the story of a person who comes across a car dealership advertising a Cadillac with no money down. Intrigued by the offer, the protagonist decides to take a look. Upon arriving at the dealership, the protagonist is approached by a dealer who suggests trading in their old Ford for a brand new car that will "eat up the road." The protagonist describes the specific features they desire in their new car, including a yellow convertible, power steering, power brakes, a powerful motor, and various luxurious amenities like air conditioning, a Murphy bed, short-wave radio, TV, and a phone. The protagonist further demands four carburetors, two straight exhausts, aviation fuel, railroad air horns, and military spark. They also insist on a five-year guarantee and specific insurance coverage. Ultimately, the protagonist gets the car they desire without having to make any initial payment. They express their excitement about leaving behind their old, broken-down Ford and being able to hit the road worry-free. The song serves as a playful commentary on the American fascination with cars and consumerism. It emphasizes the desire for material possessions and the notion of experiencing freedom and escape through owning a new car.