JAY1's song "Million Bucks" is about living a lavish lifestyle and being successful, with lyrics bragging about expensive cars, attractive women, and making a lot of money. The song features Steel Banglez and includes references to their success in the music industry. The chorus states "Pull up to the party, catch me looking like a million bucks, broke n***as can't be looking like us," emphasizing the idea of financial success and social status. Despite the focus on wealth and material possessions, there is also a sense of camaraderie as JAY1 mentions splitting money with his friends ("Split it 50/50 with my slime"). Overall, the song celebrates the rewards of hard work and financial success.