JAY1's song "WTF" is about his lavish lifestyle and encounters with women. He talks about spending $50,000 on a trip to Miami and meeting a woman from California who is a high-maintenance diva. He also mentions blocking a girlfriend's number because she is catty, and not caring about material possessions like designer clothes. JAY1 brags about making money effortlessly and compares his belly to DJ Khaled's, which signifies his wealth. He also talks about his love life and his girlfriend being loyal to him. The song also features references to social media, with JAY1 mentioning Snapchat and Twitter, and alluding to online drama. Overall, "WTF" depicts a life of luxury and excess, with JAY1 not caring about what people think or say about him.