In "Yo Mama," Payday (PJ) expresses his confidence and individuality in the face of people who talk down to him and try to take away his success. He presents himself as a jester and a joker, unapologetically embracing his unique identity and mocking those who try to bring him down. The song features clever wordplay and lighthearted insults, as Payday (PJ) pokes fun at the idea of making "yo mama" jokes while also asserting his own success in comparison to others. The chorus is a playful and repetitive taunt, echoing the familiar playground insult of "yo mama." Overall, the song celebrates confidence, humor, and resilience in the face of adversity.