The song "Loansharks" by underscores explores themes of fame, money, and the dark side of the American dream. The lyrics delve into the idea of being fortunate and lucky, but questioning whether the cost of fame and success is worth it. The opening lines suggest a feeling of being "messed up" and pondering if this is the price to pay for being lucky. The desire for fame and money is expressed as a necessity, indicating a willingness to compromise morals or priorities for success. The lyric "both our problems are one in the same" points to a shared struggle, possibly referring to the universal pursuit of recognition and wealth. The line "It's a great American nightmare, happens all the time" suggests a critique of the American society's obsession with fame and the negative consequences it can bring. The song goes on to reflect on the narrator's privileged mindset, acknowledging the brattiness and overrated nature of their persona. The line "I oughta straighten my priorities" indicates a realization of the need to reassess values and goals. The mention of "Daddy's credit card" implies a dependence on wealth and privilege. The lyrics seem to challenge the notion that achieving success is difficult, sarcastically stating "It's not as hard as it seems, you're never out at the knees," criticizing the perception of privilege within the industry. The chorus repeats the phrase "Okay, alright, okay," which can be interpreted as a mantra to mask the pain or discomfort of the situation. The line "Cause you stay on my mind" suggests a constant preoccupation with the pursuit of fame and validation. Further in the song, the lyrics shift to a different perspective, discussing being "coast to coast" and feeling disconnected. The mention of North Dakota and the oil spill alludes to the consequences of environmental disasters and the morally ambiguous ways some individuals profit from them. The line "What do you mean: 'the American dream'? My sister's sixteen and she don't even wanna live" sheds light on the dark side of fame and money, acknowledging the desperation and despair that can exist despite external success. As the song progresses, the repetition of "Okay, alright, okay" reflects a sense of resignation or acceptance, almost like a mantra to cope with the difficulties. The final lines of the song highlight the bleakness, with the repeated phrase "It's a great American nightmare, happens all the time" emphasizing the recurring nature of these struggles. Overall, "Loansharks" critiques the pursuit of fame and fortune, highlighting the potentially detrimental effects it can have on individuals and society. The song encourages reflection on priorities and questions the true meaning of success within the context of the American dream.